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Questions & answers

Every question we get asked, in one place.

95 questions — the general ones, the situation-specific ones, and the ones that only come up in a particular Wisconsin county. If yours is not here, phone it in. (920) 259-4326 reaches an actual person, not a queue.

The basics

How fast can you actually close?
As little as seven days once your offer goes firm, because we are not waiting on a lender, an appraisal, or an underwriter. If you need longer, that is genuinely fine — plenty of our sellers pick a date six or eight weeks out so they can line up their next place. You choose the date, and our On-Time Guarantee puts $5,000 in escrow behind it.
Are there any fees or commissions?
No. There is no commission, no listing fee, and no charge for the offer itself. We also cover the standard closing costs a seller would normally pay at a Wisconsin title company. The number on your written offer is the number you should expect to see on the settlement statement.
Do I need to clean it out or fix anything first?
Not a thing. Take what you want, leave the rest, and hand us the keys. Furniture, an attic of boxes, a garage nobody has opened in a decade — we deal with all of it. Sellers apologise for the condition of the house on nearly every first call, and it has never once changed an offer.
Will you lowball me?
We will give you a real number and show you how we got there — what the house is likely worth once it is fixed up, what the work will cost, and what we need to make for the risk. If listing with an agent would genuinely net you more, we will say so. We would rather lose the deal than talk somebody into the wrong one.
How do you calculate the offer?
We start from what the house would sell for in good condition on your street, subtract what it will realistically cost us to get it there, subtract the cost of holding and reselling it, and subtract our margin. There is no formula we hide behind — ask and we will walk you through each line on your specific property.
If I get an offer, am I committed to anything?
No. The offer is free, there is no obligation attached to it, and it is fine to use it purely as a benchmark against what an agent tells you. Nobody will pester you afterward.
Would I make more money listing with an agent?
Sometimes, yes — and when that is true for your house we will tell you. A listing usually produces a higher gross price, but it also comes with commission, repairs, showings, an inspection, an appraisal, and a buyer who can back out. A cash sale trades some of that top-line price for certainty and speed. Our side-by-side comparison lays out both.
What if I am behind on payments or already in foreclosure?
You can still sell, and in Wisconsin you generally have more time than people assume. Wisconsin foreclosure runs through the circuit court rather than by advertisement, and there is a redemption period after judgment during which you keep the right to sell. The property can be sold right up until the sheriff's sale is confirmed. If this is your situation, call sooner rather than later — options narrow as the date gets closer. See our foreclosure page.
Can I sell a house I inherited if it is still in probate?
Usually yes, though the timing depends on how the estate is being handled. Wisconsin offers informal administration for most straightforward estates, and very small estates can sometimes transfer by affidavit without full probate at all. The personal representative typically needs authority to sell before closing. We work with the estate's attorney regularly and can time the closing around the court's schedule. See our inherited property page.
What if the house has tenants in it?
We buy occupied rentals regularly and you do not need to remove anyone first. Leases transfer with the property, so we take the tenants along with the house and handle the relationship from closing forward. Please do tell us about any tenant who has stopped paying — it does not sink the deal, we just need to know.
Do I have to fill out a Wisconsin real estate condition report?
For most 1-4 family transfers Wisconsin requires the seller to provide a real estate condition report, though certain sellers — a personal representative settling an estate, for example — are exempt. Either way, we are buying as-is with our eyes open, so disclosing a problem to us does not cost you anything. The title company will tell you exactly which forms apply to your sale.
What does the seller normally pay at a Wisconsin closing?
Wisconsin charges a real estate transfer fee of $3 per $1,000 of value, which is customarily the seller's cost, and property taxes are prorated to the closing date. Beyond that, we cover the standard closing costs. Your title company will give you a settlement statement before closing that shows every line.
What if I owe back property taxes or there is a lien?
That is very common and it is generally solvable. Liens and delinquent taxes get paid out of the sale proceeds at closing rather than out of your pocket beforehand. The title company identifies everything attached to the property during the title search, and we work through the payoffs as part of the closing.
Where in Wisconsin do you buy?
Our home market is the Appleton and Green Bay area, and we buy across Wisconsin — 21 counties from Kenosha to St. Croix. See where we buy for your county.
Who actually is House Buyer Dan?
Dan and Diana Ahlborn, buying Wisconsin houses since 2010, based in Appleton. Not a call centre, not a lead broker who sells your information on, and not a national franchise. When you call, you get one of us. Meet Dan and Diana, or check the receipts on are we legit.
We are divorcing — do we both have to agree to sell?
Generally yes. Wisconsin is a marital property state, so a home acquired during the marriage is usually marital property and both spouses ordinarily need to sign off on a sale unless a court order says otherwise. We are used to working with two parties who are not speaking, and with attorneys on both sides, and we can send identical paperwork to each of you separately. See our divorce page.

Facing foreclosure

More about facing foreclosure →

How late is too late to sell during a Wisconsin foreclosure?
Later than most people assume. Wisconsin foreclosure runs through the circuit court, and after a judgment there is a redemption period before any sheriff's sale — during which you still own the house and can still sell it. Even after a sale, it is not final until the court confirms it. Options narrow as those dates approach, so call early, but do not assume you have already lost.
Will selling stop the foreclosure?
If the sale pays off what is owed, yes — the loan is satisfied at closing and the action ends. We coordinate the payoff figure with your lender and the title company as part of the closing. If the debt exceeds what the house is worth, that is a different conversation and we will have it with you honestly rather than stringing you along.
Do I get any money if there is equity?
Yes. The lender is paid what it is owed out of the proceeds and the remainder is yours. That is the main argument for selling during the redemption period rather than waiting: at a sheriff's sale the property goes to whoever turns up, and you have no control over the price.

Inherited a house

More about inherited a house →

Can I sell before probate is finished?
Often yes, though it depends how the estate is being administered. Wisconsin offers informal administration for most straightforward estates, and very small estates can sometimes transfer by affidavit without full probate. The personal representative generally needs authority to sell before closing. We work with estate attorneys regularly and can time the closing around the court's schedule.
There are several heirs and we do not all agree. Can you help?
We can make everyone the same written offer, in writing, so there is a real number on the table to discuss instead of an argument about what the house might be worth. We cannot resolve the disagreement itself — that is for the family, and sometimes for the estate's attorney — but a firm figure with a firm date often makes the conversation much shorter.
The house is full of a lifetime of belongings. Do we have to clear it?
No. Take the photographs, the furniture that matters, and anything with meaning, and leave the rest exactly where it is. We handle the cleanout. This is the single most common thing heirs apologise to us for and the single least important thing to us.

Going through a divorce

More about going through a divorce →

Do both of us have to agree to the sale?
Generally yes. Wisconsin is a marital property state, so a home acquired during the marriage is usually marital property and both spouses ordinarily need to sign unless a court order says otherwise. We are used to working with two parties who are not speaking, and with attorneys on both sides.
Can you deal with each of us separately?
Yes, and we often do. We can send identical paperwork and identical updates to each of you, or to each attorney, so nobody has to relay anything through the other person and nobody is wondering what was said.
How do the proceeds get split?
That is decided by your agreement or the court, not by us. The title company disburses according to whatever instruction you and your attorneys give it at closing, and it can issue separate cheques. We do not take a position on the split — we just need clear written instructions before the closing date.

Tired of being a landlord

More about tired of being a landlord →

Can you buy with tenants still living there?
Yes. Leases transfer with the property, so nobody needs to be moved out and you do not need to serve notice. We take the tenants along with the house and handle the relationship from closing forward.
What if a tenant has stopped paying, or I am mid-eviction?
Tell us. It does not sink the deal and it rarely changes the number much, but it does change how the closing is handled, so we need to know early rather than discovering it during the title work. We have bought plenty of properties with an eviction in progress.
The property has years of deferred maintenance. Does that matter?
Not to whether we buy. Long-held rentals almost always carry dated mechanicals, layered flooring, and a roof that has been patched rather than replaced. You do not need to fix any of it, and we would rather hear about it up front than find it later.

Code violations or orders

More about code violations or orders →

Can you buy a house with open orders against it?
Yes. We take the property with the orders attached and deal with the municipality ourselves afterward. Open orders are one of the most common reasons a Wisconsin property cannot close with a financed buyer, because the lender wants everything cleared first — and one of the least remarkable things to us.
What about a raze order?
Bring us the paperwork and we will read it. A raze order is serious and time-sensitive, and it does not automatically mean the property is worthless — but the timeline matters a great deal, so this is a call to make sooner rather than later.
Will I still be liable for the fines after I sell?
Anything attached to the property generally gets dealt with as part of the closing, and the title company will identify what is recorded against it. Personal citations issued to you as an individual are a separate matter, and if there is any doubt it is worth an hour with an attorney. We will tell you plainly what we are taking on.

Already moved out

More about already moved out →

The house is empty and I live somewhere else. Do I need to come back?
Usually not. Wisconsin closings can generally be completed remotely — the title company can arrange a remote or mail-away signing. Plenty of our sellers never return to the property, and we can arrange access without you being there.
What is an empty house actually costing me?
More than most owners add up: the mortgage, property taxes, insurance — frequently at a higher vacant-property rate — utilities kept on so the pipes do not freeze, and lawn or snow service you now pay for. Several months of that regularly exceeds the gap between a cash offer and a retail sale.
Should I tell my insurer the house is empty?
Yes, and sooner rather than later. Many standard policies limit or exclude coverage once a property has been vacant beyond a stated period, and finding that out after a claim is a bad way to find out. A vacant Wisconsin house between November and March is genuinely exposed to a burst pipe.

The house needs too much work

More about the house needs too much work →

Is there any condition you will not buy?
We have not turned down a Wisconsin house for condition alone. Fire damage, a collapsed roof, a foundation problem, hoarding, a decade of vacancy — all of it is priced rather than disqualifying. The one thing we ask is that you tell us what you know, so nothing surprises either of us mid-closing.
Do I need an inspection before selling to you?
No. We inspect the property ourselves before making the offer, and there is no inspection contingency afterward that lets us come back and renegotiate. You do not need to pay anyone to tell you what is wrong with it first.
Why do financed buyers keep walking away?
Because their lender has opinions about condition. A conventional or FHA appraisal can require repairs before the loan will fund — a missing handrail, deteriorated paint on a pre-1978 house, a roof at the end of its life, no working heat source. The seller is then asked to fix things on a house they are selling precisely because they cannot fix things.

Behind on property taxes

More about behind on property taxes →

Do I need to pay the back taxes before I can sell?
No. The title company identifies everything owed against the property and pays it out of the sale proceeds at closing, so the money comes out of the sale rather than out of your pocket beforehand. Whatever remains after the payoffs is yours.
How much time do I actually have?
More than a few months, but it is not open-ended. Wisconsin property taxes go delinquent and eventually pass to the county, which can begin the process of taking title through a tax deed after a statutory period. It is a multi-year process with notice requirements — but once the county has taken the property, any equity you had in it is generally gone. Call your county treasurer for your parcel's exact status.
What if I owe more than the house is worth?
Then selling may not be the right move, and we will say so. Some Wisconsin counties will work with owners who make contact about a payment plan, which may keep the house if that is what you want. We would rather tell you that than take a deal that leaves you worse off.

Downsizing or moving to care

More about downsizing or moving to care →

Can I choose a closing date that fits our move?
Yes, and most downsizing sellers do. Seven days or three months — you pick, and our On-Time Guarantee puts $5,000 in escrow behind that date. If you need to close first and stay on a few weeks while the next place is ready, tell us and we will try to structure it that way.
Do we have to empty forty years of belongings?
No. Take what matters and leave the rest exactly where it is. We handle the cleanout, and nobody is going to walk through afterward and comment on what was left behind. This is the part that stops most people, and it should not.
A parent is moving into care and I am handling the sale. What do I need?
Generally a valid power of attorney for finances, or a guardianship if they can no longer make decisions — the title company will tell you exactly what it needs to see. If Medicaid is or might be involved, talk to a Wisconsin elder law attorney before selling. How and when the house is sold can matter a great deal, and that is worth an hour of proper advice.

Relocating for work

More about relocating for work →

Can you close after I have already moved?
Yes. You pick the date and we will hold to it, whether that is before you go or weeks after. Wisconsin closings can generally be completed remotely, so you do not need to fly back for it.
Can I leave furniture and things the movers are not taking?
Yes. Anything you do not want to move can stay, and we deal with it. That is frequently the difference between one moving truck and two.
Should I just rent it out instead?
Sometimes that is the right answer, particularly if you have a low mortgage rate and the numbers work. But be honest about what it means: you become a long-distance landlord, with tenant calls, maintenance you cannot do yourself, and a property manager taking a cut. Plenty of the tired-landlord calls we take started as somebody relocating who decided to rent it out for a year.

Outagamie County

We buy houses in Outagamie County →

Do you buy in the Fox Cities villages, or only in Appleton?
All of them. Kimberly, Little Chute, Kaukauna, Combined Locks, Greenville, Hortonville, Seymour, Black Creek — we buy across the whole county, and the villages are a large share of what we buy. Appleton is simply where our office is.
My house is in one of the older Appleton wards and needs everything. Is it too far gone?
Almost certainly not. The older wards are exactly where we do most of our work — original wiring, a single bathroom, a basement that has taken water, plaster that has seen better decades. We have not yet turned down a house in this county for condition alone.
The property is out in a township with a well and septic. Does that change anything?
Not for us. A septic system that will not pass inspection is one of the most common reasons a financed sale in the outer townships collapses, and it has no effect on a cash purchase. Tell us what you know about the system and we will price it in.

Brown County

We buy houses in Brown County →

I own a Green Bay duplex with tenants in one or both units. Can you still buy it?
Yes, and we buy them regularly. Leases transfer with the property, so we take the tenants along with the house and handle the relationship from closing forward. You do not need to give anyone notice or empty a unit first. Do tell us if a tenant has stopped paying — it does not sink the deal, we just need to know.
The city has an open order on my property. Does that kill the sale?
No. We buy with the order attached and deal with the city ourselves afterward. Open orders are one of the most common reasons a Green Bay property will not close with a financed buyer, and one of the least interesting reasons to us.
Do you buy outside the city, in Howard, Suamico or De Pere?
Yes, across the whole county. The housing out there is generally newer, so the reason for selling is usually a timeline — an estate, a relocation, a divorce — rather than the condition of the house.

Winnebago County

We buy houses in Winnebago County →

I own a student rental near UW Oshkosh and I am done. Can you take it as it is?
Yes, and this is one of the most common calls we get from this county. Odd layouts, extra kitchens, bathrooms in strange places, a decade of turnover damage — we buy them exactly as they sit, and we can time the closing around the end of a lease if that is simpler for you.
The property is a cottage on the water that was never really built for winter. Is that a problem?
Not for us. Piecemeal winterisation is very common around Winneconne and Poygan and it is exactly the kind of construction that makes a financed appraisal difficult. We are not financing, so the appraisal is not our problem or yours.
Do you buy in Neenah and Menasha as well as Oshkosh?
Yes. The small doubles and side-by-sides in Menasha in particular are a property type we buy often, frequently from somebody who inherited one and lives out of state.

Fond du Lac County

We buy houses in Fond du Lac County →

The house needs a lot of work. Should I fix it up first and then list it?
In this county, often not. Values here are modest enough that a full retail rehab regularly costs more than it adds to the sale price. Get a written cash number first, then get a contractor quote and an agent's opinion, and compare the three. Sometimes listing wins and we will tell you so — but do the arithmetic before you spend anything.
The property has a barn and a couple of outbuildings. Do you buy those too?
Yes, as they sit. Outbuildings are one of the most common reasons a rural Fond du Lac County listing stalls, because most retail buyers do not know what to do with them. We buy the whole parcel, buildings included, and you do not need to clear them out.

Sheboygan County

We buy houses in Sheboygan County →

Nobody has used our lake place in years. What condition is it likely in, and does that matter?
Frozen or burst supply lines, animals, and unnoticed roof damage are the usual findings on a property that has sat through several winters unheated. It does not stop us buying, and you do not need to go and assess it first. If you have not been inside recently, say so — we would rather look ourselves than have you guess.
Do you buy in Kohler and the historic parts of Sheboygan Falls?
Yes. Bear in mind that some older districts carry restrictions on exterior work, which can make a renovate-and-list plan slower and more expensive than owners expect. A cash sale skips that process entirely.

Manitowoc County

We buy houses in Manitowoc County →

An agent told me to put in a new kitchen before listing. Is that right for Manitowoc?
It might be, but check the arithmetic first. Renovation costs here are the same as anywhere else in the state while sale prices are more modest, so improvements return less of what they cost than they would in Madison or Waukesha. Get our cash number, get the contractor quote, and compare the two net figures before you commit.
Do you buy the older two-family conversions in Manitowoc and Two Rivers?
Regularly. Single-family houses that were split into two units decades ago are a defining property type here, and they are frequently owned by somebody who inherited one and lives elsewhere. We buy them occupied or empty.

Milwaukee County

We buy houses in Milwaukee County →

The city has issued orders on my property, possibly including a raze order. Can you still buy?
Yes. We buy with the orders attached and take the problem on ourselves. Open orders are the single most common reason a Milwaukee County property cannot close with a financed buyer, and they are one of the least unusual things we see. Bring us the paperwork and we will read it.
My house is a pre-war duplex or Polish flat that has been rented for decades. Is that something you buy?
It is close to our core property type in this county. Layered flooring, a furnace long past its service life, original plumbing stacks, an odd upstairs kitchen — none of it changes whether we buy, and none of it needs fixing first.
Why do buyers keep backing out over lead paint?
Because most of the county's housing predates 1978, and federally-backed loans have requirements around deteriorated paint on housing of that age. A seller who is selling precisely because they cannot fund repairs is then asked to fund repairs. That loop is what a cash sale breaks — there is no lender, so there is no repair list.

Waukesha County

We buy houses in Waukesha County →

My house is in good shape. Would I not do better listing it?
Quite possibly, and in this county we say so more often than anywhere else we buy. A well-kept Brookfield or Pewaukee house will usually fetch more on the open market. What we sell here is certainty — a firm date and a firm number with no financing, no appraisal and no inspection contingency. If the date is not worth anything to you, list it.
We are settling an estate and the heirs live in different states. Can you work with that?
Yes, and it is the most common Waukesha County call we take. Wisconsin closings can generally be completed remotely through the title company, so heirs do not all need to be in the same room, or the same state. We coordinate with the estate's attorney on timing.
The property is a converted lake cottage. Does that affect the offer?
It affects the paperwork more than the price. Cottages that were winterised in stages often have unusual construction that appraisers struggle with, which is why they fall out of financed deals. We are not financing, so it does not become an obstacle.

Racine County

We buy houses in Racine County →

Our septic system failed inspection and the buyer walked. Can you still buy the house?
Yes. A failed septic is one of the most common reasons a western Racine County deal falls apart, and it has no effect on whether we buy or on our price beyond the cost of the repair itself, which we take on. You do not need to fix or replace it first.
I own a big old house near downtown Racine that was split into apartments. Do you buy those?
Yes, occupied or empty. Large pre-war homes converted into multiple units are a defining Racine property type, and they are frequently difficult to finance because of the conversion work itself. That is squarely what we buy.

Kenosha County

We buy houses in Kenosha County →

I live in Illinois and own a place on one of the Kenosha County lakes. Do I need to come up for the closing?
Generally no. Wisconsin closings can usually be completed remotely — the title company can arrange a mail-away or remote signing, so you do not need to make the drive. Plenty of our western-lakes sellers never come back up.
The cottage has been added onto over the years, probably without permits. Is that a dealbreaker?
No. Unpermitted additions and staged winterisation are extremely common around Twin Lakes and Silver Lake, and they are exactly why financed deals on these properties fall apart. We buy the house as it actually is rather than as the paperwork says it should be.

Washington County

We buy houses in Washington County →

We inherited a farmhouse on acreage and none of us live nearby. What are our options?
This is the most common Washington County call we take. You can list it, but that combination — older farmhouse, outbuildings, well and septic, acreage — has a thin retail buyer pool and needs somebody to maintain it meanwhile. We buy it as it stands, outbuildings and contents included, and can work to the estate's timeline.
Do you buy in the newer Germantown and Jackson subdivisions too?
Yes. Those are usually a very different conversation — the house is fine and the seller needs a firm date, often for a relocation or a divorce, rather than help with condition.

Ozaukee County

We buy houses in Ozaukee County →

Our house is in a historic district. Does that make it harder to sell?
Not to us, but it can complicate the usual advice. Where a district designation applies, exterior work may need review before it can proceed, so a "fix it up and then list it" plan can take months longer and cost more than expected. Selling as-is skips the review process entirely, because we take the property on with whatever restrictions attach to it.
The property is large and we simply cannot maintain it any more. Do you buy at this end of the market?
Yes. Ozaukee sellers are rarely in financial trouble — the issue is usually that a big property has become more work than the household can manage. We buy at any value, and you are welcome to leave behind anything you do not want to move.

Walworth County

We buy houses in Walworth County →

We have a lake place we never use any more. What is it actually costing us to keep?
More than most owners have added up: property taxes, insurance — often at a higher vacant-property rate — utilities you must keep on so the pipes do not freeze, and lawn or snow service you now pay somebody else to do. Add several years of that and it frequently exceeds the difference between a cash offer and a retail sale.
We live out of state. Do we have to come to Wisconsin to sell?
Generally not. The title company can usually arrange a remote or mail-away signing, and you can leave the contents of the property behind. A good number of our Walworth County sellers never make the trip.
Do you buy the small older cottages, not just the lakefront houses?
Yes, and the small cottages are the bigger share of what we buy here. Tiny lots, staged winterisation, and additions of uncertain permit history are all normal for us and all difficult for a financed buyer.

Dane County

We buy houses in Dane County →

I have owned a Madison rental for decades and I am done. Where do I start?
With a straight number and no repairs. Long-held isthmus and near-campus rentals are the property we buy most often in this county — deferred maintenance, dated mechanicals, tenants in place, sometimes an inspection issue outstanding. None of that needs resolving before you sell, and the tenants can stay through the closing.
Dane County sells fast. Why would I take a cash offer here?
Often you should not, and we will say so. A tidy house in a strong Dane County neighborhood will usually net more listed. The honest case for us here is a property that will not show well against renovated neighbours, a tenant situation you do not want to unwind, or a date you cannot move.
My rental registration or inspections are not up to date. Does that stop a sale?
It can stop a financed one, because the buyer's lender will want everything clear at closing. It does not stop us. Tell us where things stand and we will take the property with whatever is outstanding.

Rock County

We buy houses in Rock County →

My property has been vacant and boarded for a while and I owe back taxes. Is it too late?
Usually not, but the window does close. Delinquent taxes are paid out of the sale proceeds at closing rather than out of your pocket beforehand, so you generally do not need to find money first. What matters is acting before the county completes its own process — call the county treasurer for your parcel's exact status, then get a real number on the property.
Do you buy the big old homes near downtown Beloit?
Yes. They are among the harder properties in southern Wisconsin to sell conventionally — expensive to heat, expensive to restore properly, and often carved into units at some point. That is precisely the profile we buy.

Jefferson County

We buy houses in Jefferson County →

I keep getting letters and texts offering to buy my house sight-unseen. Are you the same thing?
No. We come and look at the property before we put a number on it, and we show you the arithmetic behind that number. Sight-unseen offers in this county are common and are frequently well below what the property is worth — treat any offer that arrives without anyone visiting with real caution, including if it were ours.
The property has farm buildings and some of the land is rented to a neighbour. Can you still buy it?
Yes. Outbuildings come with the parcel and we do not need them cleared. If there is a lease or a rental arrangement on the land, tell us about it early so the title company can deal with it properly as part of the closing.

Dodge County

We buy houses in Dodge County →

The land was sold off years ago and only the house and farm buildings are left. Who buys that?
We do, and it is one of the most common Dodge County situations we see. That combination has a very thin retail market and is awkward to finance, which is why these properties sit. We take the parcel as it stands, buildings and contents included.
Where do I go for county records — Beaver Dam?
Juneau. Beaver Dam is the larger city but Juneau is the county seat, so the register of deeds and the county offices are there. It catches people out more often than you would expect.

La Crosse County

We buy houses in La Crosse County →

Our house is on the bluff and there is water in the basement every spring. Does that stop you?
No. Hillside drainage and settling are among the most common findings in this county, and they are one of the most reliable ways for a financed sale to die, because the lender balks at a foundation question. We buy with the issue in view — tell us what you know and we will price it honestly rather than discovering it later.
I own a near-campus rental in La Crosse. Can you buy it with tenants in place?
Yes. Leases transfer with the property, so nobody needs to move out first, and we can time the closing around the academic year if that is easier for you.

Eau Claire County

We buy houses in Eau Claire County →

My property near the university was converted into several units years ago. Will that hurt the sale?
It narrows the conventional market considerably — odd layouts and added kitchens are difficult both to finance and to sell to somebody who wants to live there. It does not affect whether we buy. We take it occupied, and we can work around the lease calendar.
We own one of the big old homes near the river and cannot afford to restore it properly. What now?
Get a cash number before you spend anything. Restoring a large lumber-era house to retail standard routinely costs more than the finished result returns in this market, so the money you put in may not come back out. We buy them as they are.

St. Croix County

We buy houses in St. Croix County →

I am moving to the Twin Cities side, or away from them, and need this done by a specific date. Can you commit?
Yes — the date is the point. You pick it, we close on it, and our On-Time Guarantee puts $5,000 in escrow at a Wisconsin title company behind that date. If closing after your move is simpler, we will hold a date weeks out.
I work in Minnesota. Does the sale follow Minnesota or Wisconsin rules?
Wisconsin. The property is in St. Croix County, so the deed is recorded here and Wisconsin's transfer fee and tax-proration rules apply regardless of which side of the river you work on. The title company will lay it all out on the settlement statement before closing.

Marathon County

We buy houses in Marathon County →

The house is big, old, and costs a fortune to heat. Is that hurting the sale?
Yes, and more than most sellers expect — heating cost is one of the first things a central Wisconsin buyer asks about, and a large uninsulated older home narrows the retail pool considerably. It does not change whether we buy. We factor it in openly rather than using it as a reason to renegotiate later.
The property is empty over the winter and we are hours away. What should we worry about?
Frozen and burst pipes, mainly, which is what happens when a furnace fails in an empty house in January and nobody finds out for weeks. Tell your insurer the property is vacant — many policies limit coverage after a stated vacancy period. If you would rather not carry that risk through another winter, that is a very common reason people here call us.

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