The house needs work
Sell it exactly as it sits.
You do not need to fix it, clean it, or apologise for it. We have bought houses with holes in the roof and houses filled floor to ceiling, and the condition has never once changed whether we would buy.
What "as-is" actually means here
Plenty of buyers say as-is and then send an inspector who renegotiates the price a week later. That is not what we mean. When we write you an offer, we have already looked at the house and priced the work. The number does not move afterward unless we find something genuinely material that nobody could have known about — and if that happens, we talk to you about it directly rather than issuing an amendment through a portal.
You do not need to:
- Repair anything, including things you have been told "have to" be fixed to sell
- Clean the house, or empty it — take what you want and leave the rest
- Get an inspection, an appraisal, or a contractor's quote
- Stage it, photograph it, or hold it open on a Sunday
The conditions we buy most often
None of these are unusual to us:
- Roof and structural. Active leaks, sagging rooflines, failed headers, settling foundations, bowed basement walls. Common in Wisconsin's older housing stock and expensive enough to kill retail deals.
- Water and mold. A basement that has flooded repeatedly, a burst supply line over a winter, a sump pump that failed while nobody was living there.
- Fire and smoke damage. Including houses where the insurance claim is finished and the repair never happened.
- Hoarding and heavy contents. We handle the cleanout. You do not need to go through it first, and nobody is going to make a comment about it.
- Failed mechanicals. Dead furnace, no working water heater, knob-and-tube wiring, a fuse box, galvanized supply lines, or a septic system that will not pass.
- Long vacancy. Frozen pipes, animals, vandalism, copper stripped out of an empty house.
One request: tell us what you know. Not because it changes the offer — it usually does not — but because a surprise mid-closing costs everyone time. We would much rather hear about the wet basement on the first call.
Why a bad-condition house is hard to list
It is not that nobody wants it. It is that most buyers need a mortgage, and lenders have opinions about condition. A conventional or FHA appraisal can require repairs before the loan will fund — a missing handrail, peeling paint on a pre-1978 house, a roof at the end of its life, no working heat source. The seller is then asked to fix things on a house they are selling precisely because they cannot fix things.
That is the loop a cash sale breaks. There is no lender, so there is no appraisal, so there is no repair list.
What we do with the house afterward
People often ask, usually near the end of the call. We are not flipping paperwork to another buyer — we buy the property ourselves and then do the work: roof, mechanicals, water damage, the kitchen nobody has touched since the seventies. Some become rentals, some are sold on to a family once they are habitable again.
That matters to you for one practical reason. A buyer who intends to renovate has looked at the cost of renovating and priced accordingly, so the number is grounded in something real. A buyer who intends to assign your contract to somebody else has not, and their number can move once they go looking for that somebody. If you are talking to several cash buyers, it is a fair question to ask each of them.
Questions we get asked a lot
Is there any condition you will not buy?
Do I need an inspection before selling to you?
Why do financed buyers keep walking away?
Do I need to clean it out or fix anything first?
What if the house has tenants in it?
Do I have to fill out a Wisconsin real estate condition report?
How fast can you actually close?
Are there any fees or commissions?
Want a number to work with?
A written cash offer within 24 hours, free, with no obligation to take it.
Get My Fair Cash Offeror call (920) 259-4326 — a real person answers